Your Digital Mortgage and more...

Secure Application:

100% Secure, 256-bit encryption

Easy to Complete

The Fastest Way to Get Started

Find the Loan that Works for you:

Low Monthly Payment

Low Interest Rates

Purchase or Refinance

25 Years

Real Estate Lending Experience

98%

Customer Satisfaction Rate

23 Days

Average from Application to Closing

Welcome to Patriot Home Loans inc, a mortgage broker serving all of Utah.

Enjoy the best of both worlds when you apply for your mortgage; the convenience of a digital loan application and process from the comfort of home with the high-touch service of an in-person personal loan concierge!

You also have access to many programs and solutions other mortgage lenders and banks do not have, all with some of the lowest rates, fees and total costs available! 


We offer FHA, VA, USDA, Conventional, JUMBO, Non-QM and many other home loan options as well. Whether you are buying a home or refinancing in any of the Utah Counties, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

Just a few of the home loan programs we offer:

FHA | VA | USDA | Conventional | Jumbo | Reverse Mortgage | Homepath | Commercial | Non QM | Alt Doc

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you thre too. What makes Patriot Home Loans, Inc. unique is that, in addition to the regular "Agency" loans, we also offer the following programs: 

  • Bank Statement
  • No Income Qualifying
  • Stated Income
  • Home Equity Line of Credit "HELOC"
  • Investor Loans
  • Hard Money
  • Fix and Flip
  • Non Warrantable Condo
  • Condo-tel
  • Non Qualififed Mortgage / Non-Q (also known as Outside "Dodd-Frank")

Contact Lauren Patterson today to discuss your mortgage loan options and find out which loan program will best suit your needs.

What is Digital Mortgage?

Save time with our fast, easy process

Our most popular loans

Most people get one of these

FHA 30 Year Fixed

4.000% | 4.938% APR

30 Year Fixed Jumbo

4.625% | 4.762% APR

VA 30 Year Fixed

4.000% | 4.230% APR

30 Year Fixed

4.500% | 4.698% APR