All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates shown are indicative of market conditions and will vary upon your lock-in period, loan type, credit score, purpose and loan to value, investor and, are subject to market movement and change at any time without any advance notice. Rate/ APR and terms may vary based on the individual creditworthiness and other factors (credit score, loan-to-value, loan amount and lock period, etc) Rates quoted are based on "top-tier" credit scores, a 30-day lock, loan-to-value of 80% on conventional loans with no mortgage insurance and an escrow account for property taxes and homeowners insurance with no origination points. Applicable discount points or lender credits will appear as listed. FHA, VA, and USDA loan Rate/ APR are based on maximum loan-to-value allowed by program guidelines.